Welcome to Welfare Nidhi Limited

Your trusted financial partner for a secure future

Grow Your Savings

Available Deposit Accounts

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Savings Account new

Open a savings account and earn attractive interest rates. Safe and secure with flexible withdrawal options for all members.

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Fixed Deposits

Invest your money in fixed deposits and earn high returns. Flexible tenure options from 6 months to 5 years.

Recurring Deposit Account

Small monthly savings with guaranteed higher returns upon maturity.

Cumulative Deposit Account

Watch your wealth grow with quarterly compounded interest benefits.

Financial Assistance

Our Loan Services

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Gold Loans

Pledge your gold and get instant loans at the best market rates with safe custody of your valuables.

Online Gold Loan

Manage, apply, and get quick funds disbursed digitally directly into your account from anywhere.

Property Loan

Unlock the hidden value of your real estate property or land for your bigger dreams and business goals.

Deposit Charge Loan

Avail hassle-free credits instantly against your fixed or recurring deposits without breaking them.

View All Loan Services

Other Services

Insurance

Comprehensive insurance plans to protect you and your family against unforeseen circumstances.

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Certifications

83+

Employees

186+

Customers

34+

Countries served

Our Moments

Gallery

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Mr. Davis A. Palathingal

MD & CEO

MD & CEO's Message

Welfare Nidhi Limited is a leading Nidhi company in Kerala, India promoted by Mr. Davis A Palathingal, MD & CEO of Welfare Group. Welfare Nidhi Limited was incorporated in the year 2015 as a 'NIDHI' company declared by the Central Government of India under the section 620A of the Companies Act of 1956, and is regulated by the Ministry of Corporate Affairs.

The main objective of the Company is to encourage and afford all facilities for cultivating thrift, saving habits and to render all financial assistance to its members by receiving long and short term deposits as stated by law.

What Our Members Say

Testimonials

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"Welfare Nidhi helped me get a loan quickly to expand my small business. The process was transparent and the staff were very helpful."

Rajesh Kumar

Member since 2018

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"The group loan program has transformed our lives. We were able to start our tailoring business thanks to Welfare Nidhi."

Priya Lakshmi

SHG Member

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"The interest rates on fixed deposits are excellent. I have been investing here for 5 years and am very satisfied."

Murugan S.

Fixed Deposit Holder

Ready to Get Started?

Join thousands of happy members and start your financial journey with us today.